Month: June 2013
TIAA-CREF Plan Documents – Cat Fishing?
June 20, 2013
Recent articles brought to my attention the phrase “cat fishing” which means wishful thinking or realizing that something is not what you originally thought.
403(b) Plans: Universal Availability Exclusions
June 06, 2013
403(b) plans are known for the universal availability requirement. Everyone is encouraged to make salary deferral contributions, except for a few types of employees who can be excluded, as follows: